theadaptive.org

Hello!

Since I started this website to share my voice, today I thought I would share how I’m overcoming obstacles in my life, in particular, paying off debt.

My husband and I do not come from wealthy, well rounded families. Pretty much the opposite.

We don’t let that effect us anymore and we live making decisions using our intuition the best we know how, authentically helping others along the way.

Here are 11 steps we are using to assist ourselves in obtaining financial freedom.

11 Ways to Pay Debt Faster in 2020

• 1. List all Debt owed.

• 2. Pay more than the minimum payment whenever possible.

• 3. Pay off debt with highest interest first.

4. Consider The Snowball Method of Paying off debt.

5. Reduce spending everywhere possible.

6. Cease using all credit, if possible.

7. Add a side hustle to increase income.

8. Sell any of your unused/ unwanted items.

9. Consider contacting your credit card and loan companies to see if you can negotiate lower interest rates.

10. Organize Bill’s and do budget plan until debt is paid off.

11. Build savings account to be able to afford 8 months of monthly bills.

So far so good on our plan and we used Google.com and makemoneyforsure.com to obtain some of our information.

May blessings rain down on y’all!

– @littlehollyopal